Resources for

A GUIDE TO BUYING (1)

You Might Be Closer Than You Think

Most people don’t realize how much help is available. Let me show you what’s actually possible for your situation.

I hear it all the time:

“I can’t afford a home in King County.”

And I get it — the market feels impossible. But there are programs designed specifically for buyers in your situation, and most people have never heard of them. Down payment assistance, zero-down loans, below-market homes — these are real, and they’re available right now. My job is to figure out which ones fit you.

COMMON MISCONCEPTIONS

A GUIDE TO BUYING (3)
THE MYTH

“I need 20% down to buy a home.”

THE REALITY

Many buyers put down 3–5%, and assistance programs can cover even that. Some loans require zero down payment at all.

THE MYTH

“I’ve owned before, so I don’t qualify for first-time buyer help.”

THE REALITY

If you haven’t owned a primary residence in the last 3 years, you likely qualify. More people are eligible than you’d expect.

THE MYTH

“These assistance programs are too complicated to bother with.”

THE REALITY

That’s exactly what I’m here for. Navigating these programs is part of my job — you don’t have to figure it out alone.

THE MYTH

“My income is too high to qualify for any help.”

THE REALITY

Because King County’s cost of living is high, income limits are set higher than much of the state. Many moderate-income buyers qualify and don’t know it.

Not sure if any of this applies to you?

That’s the most common thing I hear. A quick conversation is all it takes to find out — no commitment, no pressure.

A GUIDE TO BUYING (4)

Here’s a snapshot of programs available to King County
buyers right now. Many of these can be combined.

Up to $115,000

Seattle Down Payment Assistance

Zero-interest deferred loan for income-qualified Seattle buyers.

Up to $50,000

East King County DPA

For buyers in Bellevue, Kirkland, Redmond, Issaquah & more.

Up to 5% DPA

WA State Home Advantage

Below-market rates + deferred down payment assistance statewide.

0% Down

Zero Down Loan Options

VA, USDA, and NACA programs for eligible buyers — no down payment required.

HOW THIS WORKS

What Happens When You Reach Out

01

We Have a Conversation

Tell me about your situation — income, savings, where you’re hoping to land. No homework required, just an honest chat.

02

I Map Out Your Options

I’ll connect you with a trusted lender who can identify which programs you qualify for and what your buying power actually looks like.

03

We Build a Plan Together

Whether you’re ready now or in six months, you’ll leave with a clear, realistic picture of what homeownership looks like for you.

Let’s Find Out What’s Possible for You

You don’t need to have it all figured out before you reach out. That’s what I’m here for.

Rebecca Morrissey
Broker
Windermere Real Estate / East, Inc.
(425) 395-0809  |  (425) 392-6600  |  21013842   |  morrissey@windermere.com